Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Kamdeopur branch in Kamdeopur (Dist. Banka), Kamdeopur Dist Banka, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Kamdeopur (Dist. Banka) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004629. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Kamdeopur, Kamdeopur (Dist. Banka)
The table below shows the main details of the IFSC Code BKID0004629 for the Bank Of India branch in Kamdeopur (Dist. Banka), which falls under the Kamdeopur Dist Banka district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004629 |
| Branch | Kamdeopur |
| City | Kamdeopur (Dist. Banka) |
| District | Kamdeopur Dist Banka |
| State | Bihar |
| Address | At Post Kamdeopurvia Amarpur Dist Banka |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Kamdeopur (Dist. Banka) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004629 for the Kamdeopur branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Kamdeopur, Kamdeopur (Dist. Banka), Bihar, is provided a unique IFSC like BKID0004629 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Kamdeopur (Dist. Banka).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kamdeopur (Dist. Banka) and Kamdeopur Dist Banka.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Kamdeopur do not get misguided to another person.
Format of the IFSC Code BKID0004629
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamdeopur in Kamdeopur (Dist. Banka).
For example, the IFSC Code BKID0004629 of Bank Of India for the Kamdeopur branch includes these elements, identifying the bank and the branch location in Kamdeopur (Dist. Banka) and Bihar accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004629 of Bank Of India for its Kamdeopur branch located in Kamdeopur (Dist. Banka), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Kamdeopur (Dist. Banka) and Kamdeopur Dist Banka, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Kamdeopur or Kamdeopur (Dist. Banka) to get the exact IFSC Code BKID0004629.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Kamdeopur (Dist. Banka), you'll get the correct details.
How to Use IFSC Code BKID0004629 for Online Transfers?
Once you have the IFSC Code BKID0004629 for the Kamdeopur branch of Bank Of India in Kamdeopur (Dist. Banka), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004629. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004629.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Kamdeopur in Kamdeopur (Dist. Banka), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Kamdeopur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kamdeopur (Dist. Banka) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kamdeopur Kamdeopur (Dist. Banka) branch is BKID0004629.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At Post Kamdeopurvia Amarpur Dist Banka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.