IFSC Code of Bank Of India, Kalpetta, Kalpetta Ke, Kerala- BKID0008507

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Kalpetta branch in Kalpetta (Ke), Kalpetta Ke, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Kalpetta (Ke) or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BKID0008507. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Kalpetta, Kalpetta (Ke)

Here are the key points that are associated with the IFSC Code BKID0008507 of Bank Of India for its branch located in Kalpetta (Ke), within the district of Kalpetta Ke in the state of Kerala.

These details help users in online banking and for businesses and individuals who use Bank Of India in Kalpetta (Ke) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008507 for the Kalpetta branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kalpetta, Kalpetta (Ke), Kerala, are allotted a unique IFSC like BKID0008507 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kalpetta (Ke).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kalpetta (Ke) and Kalpetta Ke.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Kalpetta reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code BKID0008507

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalpetta in Kalpetta (Ke).

For example, the IFSC Code BKID0008507 of Bank Of India for the Kalpetta branch includes these elements, identifying the bank and the branch location in Kalpetta (Ke) and Kerala correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008507 of Bank Of India for its Kalpetta branch located in Kalpetta (Ke), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Kalpetta (Ke) and Kalpetta Ke, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Kalpetta or Kalpetta (Ke) to get the exact IFSC Code BKID0008507.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Kalpetta (Ke), you'll get the correct details.

How to Use IFSC Code BKID0008507 for Online Transfers?

If you have the IFSC Code BKID0008507 for the Kalpetta branch of Bank Of India in Kalpetta (Ke), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0008507. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0008507.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Kalpetta in Kalpetta (Ke), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Kalpetta, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kalpetta (Ke) to handle online money transfers and get their cheques cleared smoothly.