Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Today Tangta Khasmahal branch in Kalimpong, Vadodara, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Kalimpong or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0005086. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Today Tangta Khasmahal, Kalimpong
Here are some of the key details that come with the IFSC Code BKID0005086 of Bank Of India for its branch located in Kalimpong, within the district of Vadodara in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0005086 |
| Branch | Today Tangta Khasmahal |
| City | Kalimpong |
| District | Vadodara |
| State | West Bengal |
| Address | Today Bazar Today Tangta Khasmahal Po- Today Block- Gorubathan Bengaluru Rural Taluk Dobbaspet 562111 |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Kalimpong for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005086 for the Today Tangta Khasmahal branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Today Tangta Khasmahal, Kalimpong, West Bengal, is provided with a unique IFSC like BKID0005086 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Kalimpong.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kalimpong and Vadodara.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Today Tangta Khasmahal do not get mixed with another location.
Format of the IFSC Code BKID0005086
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Today Tangta Khasmahal in Kalimpong.
For example, the IFSC Code BKID0005086 of Bank Of India for the Today Tangta Khasmahal branch has these elements, identifying the bank and the branch location in Kalimpong and West Bengal correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0005086 of Bank Of India for its Today Tangta Khasmahal branch located in Kalimpong, the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Kalimpong and Vadodara, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Today Tangta Khasmahal or Kalimpong to get the exact IFSC Code BKID0005086.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Kalimpong, you'll get the correct details.
How to Use IFSC Code BKID0005086 for Online Transfers?
Once you have the IFSC Code BKID0005086 for the Today Tangta Khasmahal branch of Bank Of India in Kalimpong, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0005086. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0005086.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Today Tangta Khasmahal in Kalimpong, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Today Tangta Khasmahal, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kalimpong manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0005086.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Today Bazar Today Tangta Khasmahal Po- Today Block- Gorubathan Bengaluru Rural Taluk Dobbaspet 562111 located in Kalimpong, Vadodara, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.