Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Jyoti branch in Jyoti (Dist. Mainpuri), Jyoti Dist Mainpuri, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Jyoti (Dist. Mainpuri) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007717. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Jyoti, Jyoti (Dist. Mainpuri)

Here are some of the key details that come with the IFSC Code BKID0007717 of Bank Of India for its branch located in Jyoti (Dist. Mainpuri), within the district of Jyoti Dist Mainpuri in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007717
Branch Jyoti
City Jyoti (Dist. Mainpuri)
District Jyoti Dist Mainpuri
State Uttar Pradesh
Address At Post Jyotidistrict Mainpuri

These details helps users in online banking and for businesses and individuals who use Bank Of India in Jyoti (Dist. Mainpuri) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007717 for the Jyoti branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007717 is given to every bank branch, including Bank Of India located in Jyoti, Jyoti (Dist. Mainpuri), Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Jyoti (Dist. Mainpuri).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jyoti (Dist. Mainpuri) and Jyoti Dist Mainpuri.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Jyoti doesn't end up at another location.

Format of the IFSC Code BKID0007717

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jyoti in Jyoti (Dist. Mainpuri).

For example, the IFSC Code BKID0007717 of Bank Of India for the Jyoti branch includes these elements, identifying the bank and the branch location in Jyoti (Dist. Mainpuri) and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0007717 of Bank Of India for its Jyoti branch located in Jyoti (Dist. Mainpuri), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Jyoti (Dist. Mainpuri) and Jyoti Dist Mainpuri, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Jyoti or Jyoti (Dist. Mainpuri) to get the exact IFSC Code BKID0007717.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Jyoti (Dist. Mainpuri), you'll get the correct details.

How to Use IFSC Code BKID0007717 for Online Transfers?

If you have the IFSC Code BKID0007717 for the Jyoti branch of Bank Of India in Jyoti (Dist. Mainpuri), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007717. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0007717.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Jyoti in Jyoti (Dist. Mainpuri), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Jyoti, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jyoti (Dist. Mainpuri) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Jyoti Jyoti (Dist. Mainpuri)?

The IFSC Code of the Jyoti Jyoti (Dist. Mainpuri) branch is BKID0007717.

Is IFSC Code BKID0007717 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Jyoti branch?

The branch is located at At Post Jyotidistrict Mainpuri.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.