IFSC Code of Bank Of India, Jorhat, Jorhat, Assam — BKID0004062

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Jorhat branch in Jorhat, Jorhat, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Jorhat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BKID0004062. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Jorhat, Jorhat

The table below shows the main details of the IFSC Code BKID0004062 for the Bank Of India branch in Jorhat, which falls under the Jorhat district in Assam.

These details help users in online banking and for businesses and individuals who use Bank Of India in Jorhat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004062 for the Jorhat branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Jorhat, Jorhat, Assam, are allotted a unique IFSC like BKID0004062 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Jorhat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Jorhat and Jorhat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Jorhat reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code BKID0004062

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jorhat in Jorhat.

For example, the IFSC Code BKID0004062 of Bank Of India for the Jorhat branch includes these elements, identifying the bank and the branch location in Jorhat and Assam accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004062 of Bank Of India for its Jorhat branch located in Jorhat, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Jorhat and Jorhat, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Jorhat or Jorhat to get the exact IFSC Code BKID0004062.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Jorhat, you'll get the correct details.

How to Use IFSC Code BKID0004062 for Online Transfers?

Once you have the IFSC Code BKID0004062 for the Jorhat branch of Bank Of India in Jorhat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004062. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004062.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Jorhat in Jorhat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Jorhat, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jorhat manage online transfers as well as cheque clearances with ease.