There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Kishangarh Ia branch in Jodhpur, Kishangarh, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Jodhpur or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code BKID0007868. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kishangarh Ia, Jodhpur

Here are some of the key details that come with the IFSC Code BKID0007868 of Bank Of India for its branch located in Jodhpur, within the district of Kishangarh in the state of Rajasthan.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007868
Branch Kishangarh Ia
City Jodhpur
District Kishangarh
State Rajasthan
Address Plot No. D-108(A-2), Ricco Industrial Area I & Ii Phase, In Front Of Balaji Mandir, N.H.8, Jaipur Ajmer By Pass Road , Madanganj-Kishangarh, Ajmer, Rajasthan (305801)

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Jodhpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007868 for the Kishangarh Ia branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007868 is given to every bank branch, including Bank Of India located in Kishangarh Ia, Jodhpur, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Jodhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jodhpur and Kishangarh.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Kishangarh Ia doesn't end up at another location.

Format of the IFSC Code BKID0007868

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kishangarh Ia in Jodhpur.

For example, the IFSC Code BKID0007868 of Bank Of India for the Kishangarh Ia branch includes these elements, identifying the bank and the branch location in Jodhpur and Rajasthan accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0007868 of Bank Of India for its Kishangarh Ia branch located in Jodhpur, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Jodhpur and Kishangarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Kishangarh Ia or Jodhpur to find the exact IFSC Code BKID0007868.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Jodhpur will provide accurate information.

How to Use IFSC Code BKID0007868 for Online Transfers?

Once you have the IFSC Code BKID0007868 for the Kishangarh Ia branch of Bank Of India in Jodhpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007868. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0007868.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Kishangarh Ia in Jodhpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Kishangarh Ia, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jodhpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Kishangarh Ia Jodhpur?

The IFSC Code of the Kishangarh Ia Jodhpur branch is BKID0007868.

Is IFSC Code BKID0007868 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Kishangarh Ia branch?

The branch is located at Plot No. D-108(A-2), Ricco Industrial Area I & Ii Phase, In Front Of Balaji Mandir, N.H.8, Jaipur Ajmer By Pass Road , Madanganj-Kishangarh, Ajmer, Rajasthan (305801).

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.