IFSC Code of Bank Of India, Jibdhara, Jibdhara Dist East Champaran, Bihar- BKID0004443

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Jibdhara branch in Jibdhara (Dist. East Champaran), Jibdhara Dist East Champaran, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Jibdhara (Dist. East Champaran) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004443. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Jibdhara, Jibdhara (Dist. East Champaran)

Here are the key points that are associated with the IFSC Code BKID0004443 of Bank Of India for its branch located in Jibdhara (Dist. East Champaran), within the district of Jibdhara Dist East Champaran in the state of Bihar.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Jibdhara (Dist. East Champaran) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004443 for the Jibdhara branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Jibdhara, Jibdhara (Dist. East Champaran), Bihar, is provided with a unique IFSC like BKID0004443 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Jibdhara (Dist. East Champaran).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Jibdhara (Dist. East Champaran) and Jibdhara Dist East Champaran.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Jibdhara do not get mixed with another location.

Format of the IFSC Code BKID0004443

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jibdhara in Jibdhara (Dist. East Champaran).

For example, the IFSC Code BKID0004443 of Bank Of India for the Jibdhara branch includes these elements, identifying the bank and the branch location in Jibdhara (Dist. East Champaran) and Bihar accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0004443 of Bank Of India for its Jibdhara branch located in Jibdhara (Dist. East Champaran), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Jibdhara (Dist. East Champaran) and Jibdhara Dist East Champaran, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Jibdhara or Jibdhara (Dist. East Champaran) to find the exact IFSC Code BKID0004443.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Jibdhara (Dist. East Champaran) will provide accurate information.

How to Use IFSC Code BKID0004443 for Online Transfers?

If you have the IFSC Code BKID0004443 for the Jibdhara branch of Bank Of India in Jibdhara (Dist. East Champaran), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004443. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004443.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Jibdhara in Jibdhara (Dist. East Champaran), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Jibdhara, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jibdhara (Dist. East Champaran) manage their online transfers and cheque clearances easily.