IFSC Code of Bank Of India, Jhumritelaiya Kodarma, Jhumritelaiya, Jharkhand — BKID0004818

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Jhumritelaiya Kodarma branch in Jhumritelaiya, Jhumritelaiya, Jharkhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Jhumritelaiya or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004818. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Jhumritelaiya Kodarma, Jhumritelaiya

The table below shows the main details of the IFSC Code BKID0004818 for the Bank Of India branch in Jhumritelaiya, which falls under the Jhumritelaiya district in Jharkhand.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Jhumritelaiya for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004818 for the Jhumritelaiya Kodarma branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Jhumritelaiya Kodarma, Jhumritelaiya, Jharkhand, are allotted a unique IFSC like BKID0004818 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Jhumritelaiya.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Jhumritelaiya and Jhumritelaiya.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Jhumritelaiya Kodarma reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code BKID0004818

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jhumritelaiya Kodarma in Jhumritelaiya.

For example, the IFSC Code BKID0004818 of Bank Of India for the Jhumritelaiya Kodarma branch has these elements, identifying the bank and the branch location in Jhumritelaiya and Jharkhand correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004818 of Bank Of India for its Jhumritelaiya Kodarma branch located in Jhumritelaiya, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Jhumritelaiya and Jhumritelaiya, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Jhumritelaiya Kodarma or Jhumritelaiya to get the exact IFSC Code BKID0004818.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Jhumritelaiya, you'll get the correct details.

How to Use IFSC Code BKID0004818 for Online Transfers?

Once you have the IFSC Code BKID0004818 for the Jhumritelaiya Kodarma branch of Bank Of India in Jhumritelaiya, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004818. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004818.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Jhumritelaiya Kodarma in Jhumritelaiya, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Jhumritelaiya Kodarma, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jhumritelaiya to handle online money transfers and get their cheques cleared smoothly.