IFSC Code of Bank Of India, Jhumpura, Jhumpura District Keonjhar, Odisha — BKID0005404

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Jhumpura branch in Jhumpura (District Keonjhar), Jhumpura District Keonjhar, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Jhumpura (District Keonjhar) or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BKID0005404. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Jhumpura, Jhumpura (District Keonjhar)

Below in the table are the key details related to IFSC Code BKID0005404 of Bank Of India for its branch located in Jhumpura (District Keonjhar), within the district of Jhumpura District Keonjhar in the state of Odisha.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Jhumpura (District Keonjhar) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0005404 for the Jhumpura branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0005404 is given to every bank branch, including Bank Of India located in Jhumpura, Jhumpura (District Keonjhar), Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Jhumpura (District Keonjhar).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Jhumpura (District Keonjhar) and Jhumpura District Keonjhar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Jhumpura doesn't end up at another location.

Format of the IFSC Code BKID0005404

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jhumpura in Jhumpura (District Keonjhar).

For example, the IFSC Code BKID0005404 of Bank Of India for the Jhumpura branch includes these elements, identifying the bank and the branch location in Jhumpura (District Keonjhar) and Odisha accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0005404 of Bank Of India for its Jhumpura branch located in Jhumpura (District Keonjhar), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Jhumpura (District Keonjhar) and Jhumpura District Keonjhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Jhumpura or Jhumpura (District Keonjhar) to find the exact IFSC Code BKID0005404.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Jhumpura (District Keonjhar) will provide accurate information.

How to Use IFSC Code BKID0005404 for Online Transfers?

Once you have the IFSC Code BKID0005404 for the Jhumpura branch of Bank Of India in Jhumpura (District Keonjhar), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0005404. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005404.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Jhumpura in Jhumpura (District Keonjhar), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Jhumpura, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jhumpura (District Keonjhar) to handle online money transfers and get their cheques cleared smoothly.