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IFSC Code of Bank Of India, Shivaji Nagar Jhansi, Jhansi, Uttar Pradesh — BKID0006932

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Shivaji Nagar Jhansi branch in Jhansi, Jhansi, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Jhansi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0006932. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Shivaji Nagar Jhansi, Jhansi

Here are the main details that are associated with the IFSC Code BKID0006932 of Bank Of India for its branch located in Jhansi, within the district of Jhansi in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0006932
Branch Shivaji Nagar Jhansi
City Jhansi
District Jhansi
State Uttar Pradesh
Address Jai Medical Complex Opp Medical Collegegate No 1 Kanpur Road Jhansi

These details helps users in online banking and for businesses and individuals who use Bank Of India in Jhansi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006932 for the Shivaji Nagar Jhansi branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Shivaji Nagar Jhansi, Jhansi, Uttar Pradesh, are allotted a unique IFSC like BKID0006932 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jhansi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jhansi and Jhansi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Shivaji Nagar Jhansi reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BKID0006932

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shivaji Nagar Jhansi in Jhansi.

For example, the IFSC Code BKID0006932 of Bank Of India for the Shivaji Nagar Jhansi branch includes these elements, identifying the bank and the branch location in Jhansi and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0006932 of Bank Of India for its Shivaji Nagar Jhansi branch located in Jhansi, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Jhansi and Jhansi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Shivaji Nagar Jhansi or Jhansi to get the exact IFSC Code BKID0006932.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Jhansi that will provide accurate information.

How to Use IFSC Code BKID0006932 for Online Transfers?

If you have the IFSC Code BKID0006932 for the Shivaji Nagar Jhansi branch of Bank Of India in Jhansi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0006932. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0006932.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Shivaji Nagar Jhansi in Jhansi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Shivaji Nagar Jhansi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jhansi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Shivaji Nagar Jhansi Jhansi?

The IFSC Code of the Shivaji Nagar Jhansi Jhansi branch is BKID0006932.

Is IFSC Code BKID0006932 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Shivaji Nagar Jhansi branch?

The branch is located at Jai Medical Complex Opp Medical Collegegate No 1 Kanpur Road Jhansi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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