Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Nagaon branch in Janjira-Murud (Dist Raigad), Janjira Murud Dist Raigad, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Janjira-Murud (Dist Raigad) or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BKID0001210. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Nagaon, Janjira-Murud (Dist Raigad)
The table below shows the main details of the IFSC Code BKID0001210 for the Bank Of India branch in Janjira-Murud (Dist Raigad), which falls under the Janjira Murud Dist Raigad district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0001210 |
| Branch | Nagaon |
| City | Janjira-Murud (Dist Raigad) |
| District | Janjira Murud Dist Raigad |
| State | Maharashtra |
| Address | At Post Nagaontaluka Alibag Dist Raigad |
These details help users in online banking and for businesses and individuals who use Bank Of India in Janjira-Murud (Dist Raigad) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0001210 for the Nagaon branch of Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Nagaon, Janjira-Murud (Dist Raigad), Maharashtra, is provided a unique IFSC like BKID0001210 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Janjira-Murud (Dist Raigad).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Janjira-Murud (Dist Raigad) and Janjira Murud Dist Raigad.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Nagaon do not get misguided to another person.
Format of the IFSC Code BKID0001210
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nagaon in Janjira-Murud (Dist Raigad).
For example, the IFSC Code BKID0001210 of Bank Of India for the Nagaon branch includes these elements, identifying the bank and the branch location in Janjira-Murud (Dist Raigad) and Maharashtra accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0001210 of Bank Of India for its Nagaon branch located in Janjira-Murud (Dist Raigad), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Janjira-Murud (Dist Raigad) and Janjira Murud Dist Raigad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Nagaon or Janjira-Murud (Dist Raigad) to get the exact IFSC Code BKID0001210.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Janjira-Murud (Dist Raigad), you'll get the correct details.
How to Use IFSC Code BKID0001210 for Online Transfers?
Once you have the IFSC Code BKID0001210 for the Nagaon branch of Bank Of India in Janjira-Murud (Dist Raigad), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0001210. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0001210.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Nagaon in Janjira-Murud (Dist Raigad), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Nagaon, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Janjira-Murud (Dist Raigad) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0001210.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Nagaontaluka Alibag Dist Raigad located in Janjira-Murud (Dist Raigad), Janjira Murud Dist Raigad, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.