IFSC Code of Bank Of India, Jamua, Jamua Distt Giridih Jd, Jharkhand — BKID0004764

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Jamua branch in Jamua (Distt Giridih) Jd, Jamua Distt Giridih Jd, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Jamua (Distt Giridih) Jd or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004764. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Jamua, Jamua (Distt Giridih) Jd

Below in the table are the key details related to IFSC Code BKID0004764 of Bank Of India for its branch located in Jamua (Distt Giridih) Jd, within the district of Jamua Distt Giridih Jd in the state of Jharkhand.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Jamua (Distt Giridih) Jd for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004764 for the Jamua branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Jamua, Jamua (Distt Giridih) Jd, Jharkhand, is provided with a unique IFSC like BKID0004764 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Jamua (Distt Giridih) Jd.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Jamua (Distt Giridih) Jd and Jamua Distt Giridih Jd.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Jamua do not get mixed with another location.

Format of the IFSC Code BKID0004764

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamua in Jamua (Distt Giridih) Jd.

For example, the IFSC Code BKID0004764 of Bank Of India for the Jamua branch includes these elements, identifying the bank and the branch location in Jamua (Distt Giridih) Jd and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004764 of Bank Of India for its Jamua branch located in Jamua (Distt Giridih) Jd, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Jamua (Distt Giridih) Jd and Jamua Distt Giridih Jd, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Jamua or Jamua (Distt Giridih) Jd to get the exact IFSC Code BKID0004764.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Jamua (Distt Giridih) Jd, then it will provide you proper information.

How to Use IFSC Code BKID0004764 for Online Transfers?

Once you have the IFSC Code BKID0004764 for the Jamua branch of Bank Of India in Jamua (Distt Giridih) Jd, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004764. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004764.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Jamua in Jamua (Distt Giridih) Jd may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Jamua, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jamua (Distt Giridih) Jd manage online transfers as well as cheque clearances with ease.