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IFSC Code of Bank Of India, Uliyan, Jamshedpur, Jharkhand — BKID0004553

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Uliyan branch in Jamshedpur, Jamshedpur, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Jamshedpur or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code BKID0004553. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Uliyan, Jamshedpur

Below in the table are the key details related to IFSC Code BKID0004553 of Bank Of India for its branch located in Jamshedpur, within the district of Jamshedpur in the state of Jharkhand.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004553
Branch Uliyan
City Jamshedpur
District Jamshedpur
State Jharkhand
Address Main Road Uliyan Kadmajamshedpur

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Jamshedpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004553 for the Uliyan branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Uliyan, Jamshedpur, Jharkhand, are allotted a unique IFSC like BKID0004553 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jamshedpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jamshedpur and Jamshedpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Uliyan reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code BKID0004553

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uliyan in Jamshedpur.

For example, the IFSC Code BKID0004553 of Bank Of India for the Uliyan branch includes these elements, identifying the bank and the branch location in Jamshedpur and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004553 of Bank Of India for its Uliyan branch located in Jamshedpur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Jamshedpur and Jamshedpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Uliyan or Jamshedpur to get the exact IFSC Code BKID0004553.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Jamshedpur, you'll get the correct details.

How to Use IFSC Code BKID0004553 for Online Transfers?

Once you have the IFSC Code BKID0004553 for the Uliyan branch of Bank Of India in Jamshedpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004553. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004553.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Uliyan in Jamshedpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Uliyan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jamshedpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Uliyan, Jamshedpur?

The IFSC Code is BKID0004553.

Is the IFSC Code BKID0004553 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Uliyan?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Uliyan branch?

The address of the branch is Main Road Uliyan Kadmajamshedpur located in Jamshedpur, Jamshedpur, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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