The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Rajur Ganpati branch in Jalna (Maharashtra), Jalna Maharashtra, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Jalna (Maharashtra) or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BKID0000675. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Rajur Ganpati, Jalna (Maharashtra)
Below in the table are the key details related to IFSC Code BKID0000675 of Bank Of India for its branch located in Jalna (Maharashtra), within the district of Jalna Maharashtra in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0000675 |
| Branch | Rajur Ganpati |
| City | Jalna (Maharashtra) |
| District | Jalna Maharashtra |
| State | Maharashtra |
| Address | Plot No 795 Jalna Jalgaon Road Sh222 At Post Rajur Taluka Bhokerdan Dist Jalna |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Jalna (Maharashtra) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0000675 for the Rajur Ganpati branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0000675 is given to every bank branch, including Bank Of India located in Rajur Ganpati, Jalna (Maharashtra), Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Jalna (Maharashtra).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jalna (Maharashtra) and Jalna Maharashtra.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Rajur Ganpati doesn't end up at another location.
Format of the IFSC Code BKID0000675
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rajur Ganpati in Jalna (Maharashtra).
For example, the IFSC Code BKID0000675 of Bank Of India for the Rajur Ganpati branch includes these elements, identifying the bank and the branch location in Jalna (Maharashtra) and Maharashtra accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0000675 of Bank Of India for its Rajur Ganpati branch located in Jalna (Maharashtra), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Jalna (Maharashtra) and Jalna Maharashtra, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Rajur Ganpati or Jalna (Maharashtra) to get the exact IFSC Code BKID0000675.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Jalna (Maharashtra), you'll get the correct details.
How to Use IFSC Code BKID0000675 for Online Transfers?
Once you have the IFSC Code BKID0000675 for the Rajur Ganpati branch of Bank Of India in Jalna (Maharashtra), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0000675. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0000675.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Rajur Ganpati in Jalna (Maharashtra), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Rajur Ganpati, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jalna (Maharashtra) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0000675.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Plot No 795 Jalna Jalgaon Road Sh222 At Post Rajur Taluka Bhokerdan Dist Jalna located in Jalna (Maharashtra), Jalna Maharashtra, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.