IFSC Code of Bank Of India, Jalandhar Mid Corporate, Jallandhar, Punjab — BKID0006405

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Jalandhar Mid Corporate branch in Jallandhar, Jallandhar, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Jallandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BKID0006405. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Jalandhar Mid Corporate, Jallandhar

The table below shows the main details of the IFSC Code BKID0006405 for the Bank Of India branch in Jallandhar, which falls under the Jallandhar district in Punjab.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Jallandhar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0006405 for the Jalandhar Mid Corporate branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Jalandhar Mid Corporate, Jallandhar, Punjab, is provided with a unique IFSC like BKID0006405 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Jallandhar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Jallandhar and Jallandhar.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Jalandhar Mid Corporate do not get mixed with another location.

Format of the IFSC Code BKID0006405

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jalandhar Mid Corporate in Jallandhar.

For example, the IFSC Code BKID0006405 of Bank Of India for the Jalandhar Mid Corporate branch includes these elements, identifying the bank and the branch location in Jallandhar and Punjab accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0006405 of Bank Of India for its Jalandhar Mid Corporate branch located in Jallandhar, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Jallandhar and Jallandhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Jalandhar Mid Corporate or Jallandhar to find the exact IFSC Code BKID0006405.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Jallandhar will provide accurate information.

How to Use IFSC Code BKID0006405 for Online Transfers?

Once you have the IFSC Code BKID0006405 for the Jalandhar Mid Corporate branch of Bank Of India in Jallandhar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0006405. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0006405.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Jalandhar Mid Corporate in Jallandhar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Jalandhar Mid Corporate, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jallandhar to handle online money transfers and get their cheques cleared smoothly.