There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Sukrat branch in Jalaun, Mirzapur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Jalaun or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0AG2807. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Sukrat, Jalaun

Here are the main details that are associated with the IFSC Code BKID0AG2807 of Bank Of India for its branch located in Jalaun, within the district of Mirzapur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG2807
Branch Sukrat
City Jalaun
District Mirzapur
State Uttar Pradesh
Address Vill Sukrat Blockrabartsganj Posukrat Tahsilrabartsganj Pin231216

These details help users in online banking and for businesses and individuals who use Bank Of India in Jalaun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG2807 for the Sukrat branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Sukrat, Jalaun, Uttar Pradesh, is provided with a unique IFSC like BKID0AG2807 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Jalaun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jalaun and Mirzapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Sukrat do not get mixed with another location.

Format of the IFSC Code BKID0AG2807

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sukrat in Jalaun.

For example, the IFSC Code BKID0AG2807 of Bank Of India for the Sukrat branch has these elements, identifying the bank and the branch location in Jalaun and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0AG2807 of Bank Of India for its Sukrat branch located in Jalaun, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Jalaun and Mirzapur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Sukrat or Jalaun to get the exact IFSC Code BKID0AG2807.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Jalaun, you'll get the correct details.

How to Use IFSC Code BKID0AG2807 for Online Transfers?

Once you have the IFSC Code BKID0AG2807 for the Sukrat branch of Bank Of India in Jalaun, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0AG2807. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0AG2807.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Sukrat in Jalaun, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Sukrat, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jalaun manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Sukrat, Jalaun?

The IFSC Code is BKID0AG2807.

Is the IFSC Code BKID0AG2807 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Sukrat?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sukrat branch?

The address of the branch is Vill Sukrat Blockrabartsganj Posukrat Tahsilrabartsganj Pin231216 located in Jalaun, Mirzapur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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