Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Orai Main Branch Orai branch in Jalaun, Orai, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Jalaun or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG2901. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Orai Main Branch Orai, Jalaun

Below in the table are the key details related to IFSC Code BKID0AG2901 of Bank Of India for its branch located in Jalaun, within the district of Orai in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG2901
Branch Orai Main Branch Orai
City Jalaun
District Orai
State Uttar Pradesh
Address Vill. Rath Rd Blockdakor Poorai Tahsilorai , Pin285001

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Jalaun for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG2901 for the Orai Main Branch Orai branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Orai Main Branch Orai, Jalaun, Uttar Pradesh, is provided with a unique IFSC like BKID0AG2901 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Jalaun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jalaun and Orai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Orai Main Branch Orai do not get mixed with another location.

Format of the IFSC Code BKID0AG2901

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Orai Main Branch Orai in Jalaun.

For example, the IFSC Code BKID0AG2901 of Bank Of India for the Orai Main Branch Orai branch has these elements, identifying the bank and the branch location in Jalaun and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0AG2901 of Bank Of India for its Orai Main Branch Orai branch located in Jalaun, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Jalaun and Orai, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Orai Main Branch Orai or Jalaun to get the exact IFSC Code BKID0AG2901.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Jalaun, you'll get the correct details.

How to Use IFSC Code BKID0AG2901 for Online Transfers?

Once you have the IFSC Code BKID0AG2901 for the Orai Main Branch Orai branch of Bank Of India in Jalaun, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0AG2901. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0AG2901.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Orai Main Branch Orai in Jalaun, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Orai Main Branch Orai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jalaun manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Orai Main Branch Orai, Jalaun?

The IFSC Code is BKID0AG2901.

Is the IFSC Code BKID0AG2901 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Orai Main Branch Orai?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Orai Main Branch Orai branch?

The address of the branch is Vill. Rath Rd Blockdakor Poorai Tahsilorai , Pin285001 located in Jalaun, Orai, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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