There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Dharti Dolwa branch in Jalaun, Mirzapur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Jalaun or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0AG2823. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Dharti Dolwa, Jalaun

Here are the main details that are associated with the IFSC Code BKID0AG2823 of Bank Of India for its branch located in Jalaun, within the district of Mirzapur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG2823
Branch Dharti Dolwa
City Jalaun
District Mirzapur
State Uttar Pradesh
Address Vill Dharti Dolwa Blockdudhdhi Povindhamganj Tahsildudhdhi Pin231226

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Jalaun for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG2823 for the Dharti Dolwa branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Dharti Dolwa, Jalaun, Uttar Pradesh, is provided a unique IFSC like BKID0AG2823 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Jalaun.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jalaun and Mirzapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Dharti Dolwa do not get misguided to another person.

Format of the IFSC Code BKID0AG2823

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dharti Dolwa in Jalaun.

For example, the IFSC Code BKID0AG2823 of Bank Of India for the Dharti Dolwa branch has these elements, identifying the bank and the branch location in Jalaun and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0AG2823 of Bank Of India for its Dharti Dolwa branch located in Jalaun, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Jalaun and Mirzapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Dharti Dolwa or Jalaun to get the exact IFSC Code BKID0AG2823.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Jalaun, then it will provide you proper information.

How to Use IFSC Code BKID0AG2823 for Online Transfers?

Once you have the IFSC Code BKID0AG2823 for the Dharti Dolwa branch of Bank Of India in Jalaun, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0AG2823. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0AG2823.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Dharti Dolwa in Jalaun, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Dharti Dolwa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalaun to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Dharti Dolwa, Jalaun?

The IFSC Code is BKID0AG2823.

Is the IFSC Code BKID0AG2823 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Dharti Dolwa?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dharti Dolwa branch?

The address of the branch is Vill Dharti Dolwa Blockdudhdhi Povindhamganj Tahsildudhdhi Pin231226 located in Jalaun, Mirzapur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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