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IFSC Code of Bank Of India, Jajpur Road, Jajpur Odisha, Odisha — BKID0005115

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Jajpur Road branch in Jajpur (Odisha), Jajpur Odisha, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Jajpur (Odisha) or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BKID0005115. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Jajpur Road, Jajpur (Odisha)

Here are the key points that are associated with the IFSC Code BKID0005115 of Bank Of India for its branch located in Jajpur (Odisha), within the district of Jajpur Odisha in the state of Odisha.

Particulars Details
Bank Bank Of India
IFSC Code BKID0005115
Branch Jajpur Road
City Jajpur (Odisha)
District Jajpur Odisha
State Odisha
Address Bye Pass Road Atpo Jajpur Roaddist Jajpur 755019

These details helps users in online banking and for businesses and individuals who use Bank Of India in Jajpur (Odisha) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005115 for the Jajpur Road branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Jajpur Road, Jajpur (Odisha), Odisha, are given a unique IFSC like BKID0005115 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jajpur (Odisha).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jajpur (Odisha) and Jajpur Odisha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Jajpur Road goes to the correct branch. This is important because Bank Of India has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0005115

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jajpur Road in Jajpur (Odisha).

For example, the IFSC Code BKID0005115 of Bank Of India for the Jajpur Road branch includes these elements, identifying the bank and the branch location in Jajpur (Odisha) and Odisha accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0005115 of Bank Of India for its Jajpur Road branch located in Jajpur (Odisha), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Jajpur (Odisha) and Jajpur Odisha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Jajpur Road or Jajpur (Odisha) to get the exact IFSC Code BKID0005115.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Jajpur (Odisha), then it will provide you proper information.

How to Use IFSC Code BKID0005115 for Online Transfers?

Once you have the IFSC Code BKID0005115 for the Jajpur Road branch of Bank Of India in Jajpur (Odisha), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0005115. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0005115.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Jajpur Road in Jajpur (Odisha), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Jajpur Road, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jajpur (Odisha) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Jajpur Road, Jajpur (Odisha)?

The IFSC Code is BKID0005115.

Is the IFSC Code BKID0005115 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Jajpur Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jajpur Road branch?

The address of the branch is Bye Pass Road Atpo Jajpur Roaddist Jajpur 755019 located in Jajpur (Odisha), Jajpur Odisha, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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