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IFSC Code of Bank Of India, Jaisalmer, Jaisalmer, Rajasthan — BKID0006604

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Jaisalmer branch in Jaisalmer, Jaisalmer, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Jaisalmer or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code BKID0006604. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Jaisalmer, Jaisalmer

Here are the main details that are associated with the IFSC Code BKID0006604 of Bank Of India for its branch located in Jaisalmer, within the district of Jaisalmer in the state of Rajasthan.

Particulars Details
Bank Bank Of India
IFSC Code BKID0006604
Branch Jaisalmer
City Jaisalmer
District Jaisalmer
State Rajasthan
Address Hno1157 Dhibba Paranear Gopa Chowkasni Road Jaisalmer345001

These details helps users in online banking and for businesses and individuals who use Bank Of India in Jaisalmer for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006604 for the Jaisalmer branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Jaisalmer, Jaisalmer, Rajasthan, is provided with a unique IFSC like BKID0006604 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Jaisalmer.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jaisalmer and Jaisalmer.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Jaisalmer do not get mixed with another location.

Format of the IFSC Code BKID0006604

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jaisalmer in Jaisalmer.

For example, the IFSC Code BKID0006604 of Bank Of India for the Jaisalmer branch has these elements, identifying the bank and the branch location in Jaisalmer and Rajasthan correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0006604 of Bank Of India for its Jaisalmer branch located in Jaisalmer, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Jaisalmer and Jaisalmer, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Jaisalmer or Jaisalmer to get the exact IFSC Code BKID0006604.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Jaisalmer, then it will provide you proper information.

How to Use IFSC Code BKID0006604 for Online Transfers?

Once you have the IFSC Code BKID0006604 for the Jaisalmer branch of Bank Of India in Jaisalmer, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0006604. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0006604.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Jaisalmer in Jaisalmer, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Jaisalmer, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jaisalmer manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Jaisalmer Jaisalmer?

The IFSC Code of the Jaisalmer Jaisalmer branch is BKID0006604.

Is IFSC Code BKID0006604 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Jaisalmer branch?

The branch is located at Hno1157 Dhibba Paranear Gopa Chowkasni Road Jaisalmer345001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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