The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Vidhyadhar Nagar branch in Jaipur, Jaipur, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Jaipur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BKID0006634. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Vidhyadhar Nagar, Jaipur

The table below shows the main details of the IFSC Code BKID0006634 for the Bank Of India branch in Jaipur, which falls under the Jaipur district in Rajasthan.

Particulars Details
Bank Bank Of India
IFSC Code BKID0006634
Branch Vidhyadhar Nagar
City Jaipur
District Jaipur
State Rajasthan
Address A 11Ganpati Paradisecentral Spine Schemevijaipur Rajasthanpincode 302023

These details helps users in online banking and for businesses and individuals who use Bank Of India in Jaipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006634 for the Vidhyadhar Nagar branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Vidhyadhar Nagar, Jaipur, Rajasthan, is provided with a unique IFSC like BKID0006634 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Jaipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jaipur and Jaipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Vidhyadhar Nagar do not get mixed with another location.

Format of the IFSC Code BKID0006634

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vidhyadhar Nagar in Jaipur.

For example, the IFSC Code BKID0006634 of Bank Of India for the Vidhyadhar Nagar branch has these elements, identifying the bank and the branch location in Jaipur and Rajasthan correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0006634 of Bank Of India for its Vidhyadhar Nagar branch located in Jaipur, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Jaipur and Jaipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Vidhyadhar Nagar or Jaipur to get the exact IFSC Code BKID0006634.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Jaipur that will provide accurate information.

How to Use IFSC Code BKID0006634 for Online Transfers?

Once you have the IFSC Code BKID0006634 for the Vidhyadhar Nagar branch of Bank Of India in Jaipur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0006634. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0006634.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Vidhyadhar Nagar in Jaipur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Vidhyadhar Nagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jaipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Vidhyadhar Nagar, Jaipur?

The IFSC Code is BKID0006634.

Is the IFSC Code BKID0006634 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Vidhyadhar Nagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vidhyadhar Nagar branch?

The address of the branch is A 11Ganpati Paradisecentral Spine Schemevijaipur Rajasthanpincode 302023 located in Jaipur, Jaipur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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