For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Jaddangi branch in Jaddangi (Dist.East Godavari), Jaddangi Disteast Godavari, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Jaddangi (Dist.East Godavari) or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BKID0008656. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Jaddangi, Jaddangi (Dist.East Godavari)

Here are some of the key details that come with the IFSC Code BKID0008656 of Bank Of India for its branch located in Jaddangi (Dist.East Godavari), within the district of Jaddangi Disteast Godavari in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008656
Branch Jaddangi
City Jaddangi (Dist.East Godavari)
District Jaddangi Disteast Godavari
State Andhra Pradesh
Address 239 Main Roadvia Rajavommangijaddangi Dist East Godavari

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Jaddangi (Dist.East Godavari) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008656 for the Jaddangi branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Jaddangi, Jaddangi (Dist.East Godavari), Andhra Pradesh, is provided with a unique IFSC like BKID0008656 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Jaddangi (Dist.East Godavari).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jaddangi (Dist.East Godavari) and Jaddangi Disteast Godavari.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Jaddangi do not get mixed with another location.

Format of the IFSC Code BKID0008656

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jaddangi in Jaddangi (Dist.East Godavari).

For example, the IFSC Code BKID0008656 of Bank Of India for the Jaddangi branch includes these elements, identifying the bank and the branch location in Jaddangi (Dist.East Godavari) and Andhra Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008656 of Bank Of India for its Jaddangi branch located in Jaddangi (Dist.East Godavari), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Jaddangi (Dist.East Godavari) and Jaddangi Disteast Godavari, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Jaddangi or Jaddangi (Dist.East Godavari) to get the exact IFSC Code BKID0008656.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Jaddangi (Dist.East Godavari), you'll get the correct details.

How to Use IFSC Code BKID0008656 for Online Transfers?

If you have the IFSC Code BKID0008656 for the Jaddangi branch of Bank Of India in Jaddangi (Dist.East Godavari), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0008656. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0008656.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Jaddangi in Jaddangi (Dist.East Godavari), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Jaddangi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jaddangi (Dist.East Godavari) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Jaddangi, Jaddangi (Dist.East Godavari)?

The IFSC Code is BKID0008656.

Is the IFSC Code BKID0008656 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Jaddangi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jaddangi branch?

The address of the branch is 239 Main Roadvia Rajavommangijaddangi Dist East Godavari located in Jaddangi (Dist.East Godavari), Jaddangi Disteast Godavari, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.