For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Hyderabad Housing And Personal F branch in Hyderabad, Hyderabad, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Hyderabad or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BKID0008679. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Hyderabad Housing And Personal F, Hyderabad

Here are the main details that are associated with the IFSC Code BKID0008679 of Bank Of India for its branch located in Hyderabad, within the district of Hyderabad in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008679
Branch Hyderabad Housing And Personal F
City Hyderabad
District Hyderabad
State Andhra Pradesh
Address 10 1 1199 2 Pti Bldg Ist Flr Ac Guardshyderabad

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Hyderabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0008679 for the Hyderabad Housing And Personal F branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Hyderabad Housing And Personal F, Hyderabad, Andhra Pradesh, are allotted a unique IFSC like BKID0008679 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hyderabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Hyderabad and Hyderabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Hyderabad Housing And Personal F reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code BKID0008679

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hyderabad Housing And Personal F in Hyderabad.

For example, the IFSC Code BKID0008679 of Bank Of India for the Hyderabad Housing And Personal F branch includes these elements, identifying the bank and the branch location in Hyderabad and Andhra Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008679 of Bank Of India for its Hyderabad Housing And Personal F branch located in Hyderabad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Hyderabad and Hyderabad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Hyderabad Housing And Personal F or Hyderabad to get the exact IFSC Code BKID0008679.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Hyderabad, you'll get the correct details.

How to Use IFSC Code BKID0008679 for Online Transfers?

Once you have the IFSC Code BKID0008679 for the Hyderabad Housing And Personal F branch of Bank Of India in Hyderabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0008679. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008679.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Hyderabad Housing And Personal F in Hyderabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Hyderabad Housing And Personal F, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hyderabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Hyderabad Housing And Personal F, Hyderabad?

The IFSC Code is BKID0008679.

Is the IFSC Code BKID0008679 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Hyderabad Housing And Personal F?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Hyderabad Housing And Personal F branch?

The address of the branch is 10 1 1199 2 Pti Bldg Ist Flr Ac Guardshyderabad located in Hyderabad, Hyderabad, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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