Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Hunterganj branch in Hunterganj (Dist. Chatra), Hunterganj Dist Chatra, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Hunterganj (Dist. Chatra) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004822. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Hunterganj, Hunterganj (Dist. Chatra)

Below in the table are the key details related to IFSC Code BKID0004822 of Bank Of India for its branch located in Hunterganj (Dist. Chatra), within the district of Hunterganj Dist Chatra in the state of Jharkhand.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004822
Branch Hunterganj
City Hunterganj (Dist. Chatra)
District Hunterganj Dist Chatra
State Jharkhand
Address At Post Hunterganjdistrict Chatra

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Hunterganj (Dist. Chatra) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004822 for the Hunterganj branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Hunterganj, Hunterganj (Dist. Chatra), Jharkhand, is provided a unique IFSC like BKID0004822 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Hunterganj (Dist. Chatra).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Hunterganj (Dist. Chatra) and Hunterganj Dist Chatra.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Hunterganj do not get misguided to another person.

Format of the IFSC Code BKID0004822

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hunterganj in Hunterganj (Dist. Chatra).

For example, the IFSC Code BKID0004822 of Bank Of India for the Hunterganj branch includes these elements, identifying the bank and the branch location in Hunterganj (Dist. Chatra) and Jharkhand correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004822 of Bank Of India for its Hunterganj branch located in Hunterganj (Dist. Chatra), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Hunterganj (Dist. Chatra) and Hunterganj Dist Chatra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Hunterganj or Hunterganj (Dist. Chatra) to get the exact IFSC Code BKID0004822.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Hunterganj (Dist. Chatra), you'll get the correct details.

How to Use IFSC Code BKID0004822 for Online Transfers?

Once you have the IFSC Code BKID0004822 for the Hunterganj branch of Bank Of India in Hunterganj (Dist. Chatra), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004822. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004822.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Hunterganj in Hunterganj (Dist. Chatra), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Hunterganj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hunterganj (Dist. Chatra) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Hunterganj, Hunterganj (Dist. Chatra)?

The IFSC Code is BKID0004822.

Is the IFSC Code BKID0004822 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Hunterganj?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Hunterganj branch?

The address of the branch is At Post Hunterganjdistrict Chatra located in Hunterganj (Dist. Chatra), Hunterganj Dist Chatra, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.