The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Hirodih branch in Hirodih (Distt Koderma) Jd, Hirodih Distt Koderma Jd, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Hirodih (Distt Koderma) Jd or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0005884. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Hirodih, Hirodih (Distt Koderma) Jd

Below in the table are the key details related to IFSC Code BKID0005884 of Bank Of India for its branch located in Hirodih (Distt Koderma) Jd, within the district of Hirodih Distt Koderma Jd in the state of Jharkhand.

Particulars Details
Bank Bank Of India
IFSC Code BKID0005884
Branch Hirodih
City Hirodih (Distt Koderma) Jd
District Hirodih Distt Koderma Jd
State Jharkhand
Address At Post Hirodih Block Jainagardistt Koderma

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Hirodih (Distt Koderma) Jd for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005884 for the Hirodih branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Hirodih, Hirodih (Distt Koderma) Jd, Jharkhand, is provided with a unique IFSC like BKID0005884 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Hirodih (Distt Koderma) Jd.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hirodih (Distt Koderma) Jd and Hirodih Distt Koderma Jd.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Hirodih do not get mixed with another location.

Format of the IFSC Code BKID0005884

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hirodih in Hirodih (Distt Koderma) Jd.

For example, the IFSC Code BKID0005884 of Bank Of India for the Hirodih branch has these elements, identifying the bank and the branch location in Hirodih (Distt Koderma) Jd and Jharkhand correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0005884 of Bank Of India for its Hirodih branch located in Hirodih (Distt Koderma) Jd, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Hirodih (Distt Koderma) Jd and Hirodih Distt Koderma Jd, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Hirodih or Hirodih (Distt Koderma) Jd to get the exact IFSC Code BKID0005884.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Hirodih (Distt Koderma) Jd that will provide accurate information.

How to Use IFSC Code BKID0005884 for Online Transfers?

Once you have the IFSC Code BKID0005884 for the Hirodih branch of Bank Of India in Hirodih (Distt Koderma) Jd, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0005884. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005884.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Hirodih in Hirodih (Distt Koderma) Jd, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Hirodih, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hirodih (Distt Koderma) Jd manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Hirodih, Hirodih (Distt Koderma) Jd?

The IFSC Code is BKID0005884.

Is the IFSC Code BKID0005884 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Hirodih?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hirodih branch?

The address of the branch is At Post Hirodih Block Jainagardistt Koderma located in Hirodih (Distt Koderma) Jd, Hirodih Distt Koderma Jd, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.