The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Hindupur branch in Hindupur(Ap), Hindupur Ap, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Hindupur(Ap) or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BKID0005654. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Hindupur, Hindupur(Ap)

The table below shows the main details of the IFSC Code BKID0005654 for the Bank Of India branch in Hindupur(Ap), which falls under the Hindupur Ap district in Andhra Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0005654
Branch Hindupur
City Hindupur(Ap)
District Hindupur Ap
State Andhra Pradesh
Address Hno 17 3 645 Opp Veterinary Hospitalpenukonda Road Hindupur 515201 Anantapur

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Hindupur(Ap) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005654 for the Hindupur branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Hindupur, Hindupur(Ap), Andhra Pradesh, are given a unique IFSC like BKID0005654 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hindupur(Ap).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Hindupur(Ap) and Hindupur Ap.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Hindupur goes to the correct branch. This is important because Bank Of India has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0005654

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hindupur in Hindupur(Ap).

For example, the IFSC Code BKID0005654 of Bank Of India for the Hindupur branch has these elements, identifying the bank and the branch location in Hindupur(Ap) and Andhra Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0005654 of Bank Of India for its Hindupur branch located in Hindupur(Ap), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Hindupur(Ap) and Hindupur Ap, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Hindupur or Hindupur(Ap) to get the exact IFSC Code BKID0005654.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Hindupur(Ap) that will provide accurate information.

How to Use IFSC Code BKID0005654 for Online Transfers?

Once you have the IFSC Code BKID0005654 for the Hindupur branch of Bank Of India in Hindupur(Ap), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0005654. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005654.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Hindupur in Hindupur(Ap), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Hindupur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hindupur(Ap) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Hindupur, Hindupur(Ap)?

The IFSC Code is BKID0005654.

Is the IFSC Code BKID0005654 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Hindupur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hindupur branch?

The address of the branch is Hno 17 3 645 Opp Veterinary Hospitalpenukonda Road Hindupur 515201 Anantapur located in Hindupur(Ap), Hindupur Ap, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.