IFSC Code of Bank Of India, Himatnagar, Himatnagar Dist Sabarkantha, Gujarat — BKID0002401

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Himatnagar branch in Himatnagar (Dist Sabarkantha), Himatnagar Dist Sabarkantha, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Himatnagar (Dist Sabarkantha) or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0002401. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Himatnagar, Himatnagar (Dist Sabarkantha)

The table below shows the main details of the IFSC Code BKID0002401 for the Bank Of India branch in Himatnagar (Dist Sabarkantha), which falls under the Himatnagar Dist Sabarkantha district in Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Himatnagar (Dist Sabarkantha) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0002401 for the Himatnagar branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Himatnagar, Himatnagar (Dist Sabarkantha), Gujarat, is provided with a unique IFSC like BKID0002401 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Himatnagar (Dist Sabarkantha).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Himatnagar (Dist Sabarkantha) and Himatnagar Dist Sabarkantha.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Himatnagar do not get mixed with another location.

Format of the IFSC Code BKID0002401

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Himatnagar in Himatnagar (Dist Sabarkantha).

For example, the IFSC Code BKID0002401 of Bank Of India for the Himatnagar branch has these elements, identifying the bank and the branch location in Himatnagar (Dist Sabarkantha) and Gujarat correctly.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0002401 of Bank Of India for its Himatnagar branch located in Himatnagar (Dist Sabarkantha), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Himatnagar (Dist Sabarkantha) and Himatnagar Dist Sabarkantha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Himatnagar or Himatnagar (Dist Sabarkantha) to find the exact IFSC Code BKID0002401.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Himatnagar (Dist Sabarkantha) will provide accurate information.

How to Use IFSC Code BKID0002401 for Online Transfers?

Once you have the IFSC Code BKID0002401 for the Himatnagar branch of Bank Of India in Himatnagar (Dist Sabarkantha), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0002401. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0002401.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Himatnagar in Himatnagar (Dist Sabarkantha), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Himatnagar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Himatnagar (Dist Sabarkantha) to handle online money transfers and get their cheques cleared smoothly.