Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Hebbali branch in Hebbali (Dist.Dharwad), Hebbali Distdharwad, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Hebbali (Dist.Dharwad) or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BKID0008417. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Hebbali, Hebbali (Dist.Dharwad)
Below in the table are the key details related to IFSC Code BKID0008417 of Bank Of India for its branch located in Hebbali (Dist.Dharwad), within the district of Hebbali Distdharwad in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0008417 |
| Branch | Hebbali |
| City | Hebbali (Dist.Dharwad) |
| District | Hebbali Distdharwad |
| State | Karnataka |
| Address | No1451 Naiker Onipost Hebbali Dist Dharwad |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Hebbali (Dist.Dharwad) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008417 for the Hebbali branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0008417 is given to every bank branch, including Bank Of India located in Hebbali, Hebbali (Dist.Dharwad), Karnataka, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Hebbali (Dist.Dharwad).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Hebbali (Dist.Dharwad) and Hebbali Distdharwad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Hebbali doesn't end up at another location.
Format of the IFSC Code BKID0008417
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hebbali in Hebbali (Dist.Dharwad).
For example, the IFSC Code BKID0008417 of Bank Of India for the Hebbali branch has these elements, identifying the bank and the branch location in Hebbali (Dist.Dharwad) and Karnataka correctly.
How to Find IFSC Code for Bank Of India?
To find the IFSC Code BKID0008417 of Bank Of India for its Hebbali branch located in Hebbali (Dist.Dharwad), the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Hebbali (Dist.Dharwad) and Hebbali Distdharwad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and go to the branch locator section. Then search for Hebbali or Hebbali (Dist.Dharwad) to find the exact IFSC Code BKID0008417.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Hebbali (Dist.Dharwad) will provide accurate information.
How to Use IFSC Code BKID0008417 for Online Transfers?
Once you have the IFSC Code BKID0008417 for the Hebbali branch of Bank Of India in Hebbali (Dist.Dharwad), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0008417. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008417.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Hebbali in Hebbali (Dist.Dharwad), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Hebbali, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hebbali (Dist.Dharwad) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Hebbali Hebbali (Dist.Dharwad) branch is BKID0008417.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No1451 Naiker Onipost Hebbali Dist Dharwad.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.