The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Hebbal Jaldhyal branch in Hebbal Jaldyal (Dist. Kolhapur), Hebbal Jaldyal Dist Kolhapur, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Hebbal Jaldyal (Dist. Kolhapur) or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BKID0000943. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Hebbal Jaldhyal, Hebbal Jaldyal (Dist. Kolhapur)

The table below shows the main details of the IFSC Code BKID0000943 for the Bank Of India branch in Hebbal Jaldyal (Dist. Kolhapur), which falls under the Hebbal Jaldyal Dist Kolhapur district in Maharashtra.

Particulars Details
Bank Bank Of India
IFSC Code BKID0000943
Branch Hebbal Jaldhyal
City Hebbal Jaldyal (Dist. Kolhapur)
District Hebbal Jaldyal Dist Kolhapur
State Maharashtra
Address Shri Bhaveshwari Doodh Sanstha Bldghebbal Jaldyal Tal Gadhinglaj Dist Kolhapur

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Hebbal Jaldyal (Dist. Kolhapur) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0000943 for the Hebbal Jaldhyal branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Hebbal Jaldhyal, Hebbal Jaldyal (Dist. Kolhapur), Maharashtra, are given a unique IFSC like BKID0000943 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hebbal Jaldyal (Dist. Kolhapur).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Hebbal Jaldyal (Dist. Kolhapur) and Hebbal Jaldyal Dist Kolhapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Hebbal Jaldhyal goes to the correct branch. This is important because Bank Of India has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0000943

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hebbal Jaldhyal in Hebbal Jaldyal (Dist. Kolhapur).

For example, the IFSC Code BKID0000943 of Bank Of India for the Hebbal Jaldhyal branch includes these elements, identifying the bank and the branch location in Hebbal Jaldyal (Dist. Kolhapur) and Maharashtra accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0000943 of Bank Of India for its Hebbal Jaldhyal branch located in Hebbal Jaldyal (Dist. Kolhapur), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Hebbal Jaldyal (Dist. Kolhapur) and Hebbal Jaldyal Dist Kolhapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Hebbal Jaldhyal or Hebbal Jaldyal (Dist. Kolhapur) to find the exact IFSC Code BKID0000943.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Hebbal Jaldyal (Dist. Kolhapur) will provide accurate information.

How to Use IFSC Code BKID0000943 for Online Transfers?

Once you have the IFSC Code BKID0000943 for the Hebbal Jaldhyal branch of Bank Of India in Hebbal Jaldyal (Dist. Kolhapur), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0000943. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0000943.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Hebbal Jaldhyal in Hebbal Jaldyal (Dist. Kolhapur) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Hebbal Jaldhyal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hebbal Jaldyal (Dist. Kolhapur) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Hebbal Jaldhyal Hebbal Jaldyal (Dist. Kolhapur)?

The IFSC Code of the Hebbal Jaldhyal Hebbal Jaldyal (Dist. Kolhapur) branch is BKID0000943.

Is IFSC Code BKID0000943 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Hebbal Jaldhyal branch?

The branch is located at Shri Bhaveshwari Doodh Sanstha Bldghebbal Jaldyal Tal Gadhinglaj Dist Kolhapur.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.