IFSC Code of Bank Of India, Hathur, Hathur Dist Ludhiana, Punjab — BKID0006513

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Hathur branch in Hathur (Dist. Ludhiana), Hathur Dist Ludhiana, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Hathur (Dist. Ludhiana) or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BKID0006513. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Hathur, Hathur (Dist. Ludhiana)

The table below shows the main details of the IFSC Code BKID0006513 for the Bank Of India branch in Hathur (Dist. Ludhiana), which falls under the Hathur Dist Ludhiana district in Punjab.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Hathur (Dist. Ludhiana) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006513 for the Hathur branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Hathur, Hathur (Dist. Ludhiana), Punjab, are given a unique IFSC like BKID0006513 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Hathur (Dist. Ludhiana).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Hathur (Dist. Ludhiana) and Hathur Dist Ludhiana.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Hathur goes to the correct branch. This is important because Bank Of India has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0006513

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hathur in Hathur (Dist. Ludhiana).

For example, the IFSC Code BKID0006513 of Bank Of India for the Hathur branch has these elements, identifying the bank and the branch location in Hathur (Dist. Ludhiana) and Punjab correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0006513 of Bank Of India for its Hathur branch located in Hathur (Dist. Ludhiana), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Hathur (Dist. Ludhiana) and Hathur Dist Ludhiana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Hathur or Hathur (Dist. Ludhiana) to get the exact IFSC Code BKID0006513.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Hathur (Dist. Ludhiana) that will provide accurate information.

How to Use IFSC Code BKID0006513 for Online Transfers?

Once you have the IFSC Code BKID0006513 for the Hathur branch of Bank Of India in Hathur (Dist. Ludhiana), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0006513. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0006513.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Hathur in Hathur (Dist. Ludhiana), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Hathur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hathur (Dist. Ludhiana) manage online transfers as well as cheque clearances with ease.