IFSC Code of Bank Of India, Hathouri, Hathouri Dist Muzaffarpur, Bihar — BKID0004680

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Hathouri branch in Hathouri (Dist. Muzaffarpur), Hathouri Dist Muzaffarpur, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Hathouri (Dist. Muzaffarpur) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004680. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Hathouri, Hathouri (Dist. Muzaffarpur)

Here are the main details that are associated with the IFSC Code BKID0004680 of Bank Of India for its branch located in Hathouri (Dist. Muzaffarpur), within the district of Hathouri Dist Muzaffarpur in the state of Bihar.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Hathouri (Dist. Muzaffarpur) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004680 for the Hathouri branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004680 is given to every bank branch, including Bank Of India located in Hathouri, Hathouri (Dist. Muzaffarpur), Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Hathouri (Dist. Muzaffarpur).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Hathouri (Dist. Muzaffarpur) and Hathouri Dist Muzaffarpur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Hathouri doesn't end up at another location.

Format of the IFSC Code BKID0004680

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hathouri in Hathouri (Dist. Muzaffarpur).

For example, the IFSC Code BKID0004680 of Bank Of India for the Hathouri branch includes these elements, identifying the bank and the branch location in Hathouri (Dist. Muzaffarpur) and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004680 of Bank Of India for its Hathouri branch located in Hathouri (Dist. Muzaffarpur), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Hathouri (Dist. Muzaffarpur) and Hathouri Dist Muzaffarpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Hathouri or Hathouri (Dist. Muzaffarpur) to get the exact IFSC Code BKID0004680.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Hathouri (Dist. Muzaffarpur) that will provide accurate information.

How to Use IFSC Code BKID0004680 for Online Transfers?

Once you have the IFSC Code BKID0004680 for the Hathouri branch of Bank Of India in Hathouri (Dist. Muzaffarpur), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004680. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004680.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Hathouri in Hathouri (Dist. Muzaffarpur), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Hathouri, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hathouri (Dist. Muzaffarpur) to handle online money transfers and get their cheques cleared smoothly.