IFSC Code of Bank Of India, Harichandanpur, Harichandanpur Direict Keonjhar, Odisha — BKID0005406

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Harichandanpur branch in Harichandanpur (Direict Keonjhar), Harichandanpur Direict Keonjhar, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Harichandanpur (Direict Keonjhar) or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code BKID0005406. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Harichandanpur, Harichandanpur (Direict Keonjhar)

Here are the key points that are associated with the IFSC Code BKID0005406 of Bank Of India for its branch located in Harichandanpur (Direict Keonjhar), within the district of Harichandanpur Direict Keonjhar in the state of Odisha.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Harichandanpur (Direict Keonjhar) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005406 for the Harichandanpur branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0005406 is given to every bank branch, including Bank Of India located in Harichandanpur, Harichandanpur (Direict Keonjhar), Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Harichandanpur (Direict Keonjhar).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Harichandanpur (Direict Keonjhar) and Harichandanpur Direict Keonjhar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Harichandanpur doesn't end up at another location.

Format of the IFSC Code BKID0005406

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Harichandanpur in Harichandanpur (Direict Keonjhar).

For example, the IFSC Code BKID0005406 of Bank Of India for the Harichandanpur branch includes these elements, identifying the bank and the branch location in Harichandanpur (Direict Keonjhar) and Odisha accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0005406 of Bank Of India for its Harichandanpur branch located in Harichandanpur (Direict Keonjhar), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Harichandanpur (Direict Keonjhar) and Harichandanpur Direict Keonjhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Harichandanpur or Harichandanpur (Direict Keonjhar) to find the exact IFSC Code BKID0005406.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Harichandanpur (Direict Keonjhar) will provide accurate information.

How to Use IFSC Code BKID0005406 for Online Transfers?

Once you have the IFSC Code BKID0005406 for the Harichandanpur branch of Bank Of India in Harichandanpur (Direict Keonjhar), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0005406. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0005406.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Harichandanpur in Harichandanpur (Direict Keonjhar), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Harichandanpur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Harichandanpur (Direict Keonjhar) to handle online money transfers and get their cheques cleared smoothly.