For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Shayar branch in Hamirpur, Mahoba, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Hamirpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG2607. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Shayar, Hamirpur

Here are some of the key details that come with the IFSC Code BKID0AG2607 of Bank Of India for its branch located in Hamirpur, within the district of Mahoba in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG2607
Branch Shayar
City Hamirpur
District Mahoba
State Uttar Pradesh
Address Vill. Shayar Blockmaudaha Posayar Tahsilmaudaha , Pin210510

These details help users in online banking and for businesses and individuals who use Bank Of India in Hamirpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG2607 for the Shayar branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Shayar, Hamirpur, Uttar Pradesh, are allotted a unique IFSC like BKID0AG2607 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hamirpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Hamirpur and Mahoba.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Shayar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BKID0AG2607

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shayar in Hamirpur.

For example, the IFSC Code BKID0AG2607 of Bank Of India for the Shayar branch includes these elements, identifying the bank and the branch location in Hamirpur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0AG2607 of Bank Of India for its Shayar branch located in Hamirpur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Hamirpur and Mahoba, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Shayar or Hamirpur to get the exact IFSC Code BKID0AG2607.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Hamirpur, you'll get the correct details.

How to Use IFSC Code BKID0AG2607 for Online Transfers?

Once you have the IFSC Code BKID0AG2607 for the Shayar branch of Bank Of India in Hamirpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0AG2607. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0AG2607.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Shayar in Hamirpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Shayar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hamirpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Shayar, Hamirpur?

The IFSC Code is BKID0AG2607.

Is the IFSC Code BKID0AG2607 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Shayar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shayar branch?

The address of the branch is Vill. Shayar Blockmaudaha Posayar Tahsilmaudaha , Pin210510 located in Hamirpur, Mahoba, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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