For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Belatal Bachhechar Lamaura branch in Hamirpur, Mahoba, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Hamirpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG2509. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Belatal Bachhechar Lamaura, Hamirpur
Here are the key points that are associated with the IFSC Code BKID0AG2509 of Bank Of India for its branch located in Hamirpur, within the district of Mahoba in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0AG2509 |
| Branch | Belatal Bachhechar Lamaura |
| City | Hamirpur |
| District | Mahoba |
| State | Uttar Pradesh |
| Address | Vill. Belatal Blockjaitpur Pojaitpur Tahsilhamirpur , Pin210423 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Hamirpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG2509 for the Belatal Bachhechar Lamaura branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Belatal Bachhechar Lamaura, Hamirpur, Uttar Pradesh, are allotted a unique IFSC like BKID0AG2509 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hamirpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hamirpur and Mahoba.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Belatal Bachhechar Lamaura reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BKID0AG2509
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Belatal Bachhechar Lamaura in Hamirpur.
For example, the IFSC Code BKID0AG2509 of Bank Of India for the Belatal Bachhechar Lamaura branch includes these elements, identifying the bank and the branch location in Hamirpur and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0AG2509 of Bank Of India for its Belatal Bachhechar Lamaura branch located in Hamirpur, the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Hamirpur and Mahoba, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Belatal Bachhechar Lamaura or Hamirpur to get the exact IFSC Code BKID0AG2509.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Hamirpur, you'll get the correct details.
How to Use IFSC Code BKID0AG2509 for Online Transfers?
If you have the IFSC Code BKID0AG2509 for the Belatal Bachhechar Lamaura branch of Bank Of India in Hamirpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0AG2509. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0AG2509.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Belatal Bachhechar Lamaura in Hamirpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Belatal Bachhechar Lamaura, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Hamirpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0AG2509.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill. Belatal Blockjaitpur Pojaitpur Tahsilhamirpur , Pin210423 located in Hamirpur, Mahoba, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.