Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Gursahaiganj branch in Gursahaiganj (Dist. Kannauj), Gursahaiganj Dist Kannauj, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Gursahaiganj (Dist. Kannauj) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007606. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Gursahaiganj, Gursahaiganj (Dist. Kannauj)

Below in the table are the key details related to IFSC Code BKID0007606 of Bank Of India for its branch located in Gursahaiganj (Dist. Kannauj), within the district of Gursahaiganj Dist Kannauj in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007606
Branch Gursahaiganj
City Gursahaiganj (Dist. Kannauj)
District Gursahaiganj Dist Kannauj
State Uttar Pradesh
Address Grain Marketgursahaiganj Dist Kannauj

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Gursahaiganj (Dist. Kannauj) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007606 for the Gursahaiganj branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007606 is given to every bank branch, including Bank Of India located in Gursahaiganj, Gursahaiganj (Dist. Kannauj), Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Gursahaiganj (Dist. Kannauj).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gursahaiganj (Dist. Kannauj) and Gursahaiganj Dist Kannauj.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Gursahaiganj doesn't end up at another location.

Format of the IFSC Code BKID0007606

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gursahaiganj in Gursahaiganj (Dist. Kannauj).

For example, the IFSC Code BKID0007606 of Bank Of India for the Gursahaiganj branch includes these elements, identifying the bank and the branch location in Gursahaiganj (Dist. Kannauj) and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0007606 of Bank Of India for its Gursahaiganj branch located in Gursahaiganj (Dist. Kannauj), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Gursahaiganj (Dist. Kannauj) and Gursahaiganj Dist Kannauj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Gursahaiganj or Gursahaiganj (Dist. Kannauj) to get the exact IFSC Code BKID0007606.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Gursahaiganj (Dist. Kannauj), then it will provide you proper information.

How to Use IFSC Code BKID0007606 for Online Transfers?

Once you have the IFSC Code BKID0007606 for the Gursahaiganj branch of Bank Of India in Gursahaiganj (Dist. Kannauj), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0007606. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007606.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Gursahaiganj in Gursahaiganj (Dist. Kannauj), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Gursahaiganj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gursahaiganj (Dist. Kannauj) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Gursahaiganj, Gursahaiganj (Dist. Kannauj)?

The IFSC Code is BKID0007606.

Is the IFSC Code BKID0007606 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Gursahaiganj?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gursahaiganj branch?

The address of the branch is Grain Marketgursahaiganj Dist Kannauj located in Gursahaiganj (Dist. Kannauj), Gursahaiganj Dist Kannauj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.