IFSC Code of Bank Of India, Gramkulti, Gramkulti Via Ilsobamondalaidistburdwan, West Bengal — BKID0004238

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Gramkulti branch in Gramkulti (Via Ilsobamondalai,Dist.Burdwan), Gramkulti Via Ilsobamondalaidistburdwan, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Gramkulti (Via Ilsobamondalai,Dist.Burdwan) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004238. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Gramkulti, Gramkulti (Via Ilsobamondalai,Dist.Burdwan)

Here are the main details that are associated with the IFSC Code BKID0004238 of Bank Of India for its branch located in Gramkulti (Via Ilsobamondalai,Dist.Burdwan), within the district of Gramkulti Via Ilsobamondalaidistburdwan in the state of West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Gramkulti (Via Ilsobamondalai,Dist.Burdwan) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004238 for the Gramkulti branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Gramkulti, Gramkulti (Via Ilsobamondalai,Dist.Burdwan), West Bengal, are given a unique IFSC like BKID0004238 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Gramkulti (Via Ilsobamondalai,Dist.Burdwan).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Gramkulti (Via Ilsobamondalai,Dist.Burdwan) and Gramkulti Via Ilsobamondalaidistburdwan.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Gramkulti goes to the correct branch. This is important because Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0004238

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gramkulti in Gramkulti (Via Ilsobamondalai,Dist.Burdwan).

For example, the IFSC Code BKID0004238 of Bank Of India for the Gramkulti branch includes these elements, identifying the bank and the branch location in Gramkulti (Via Ilsobamondalai,Dist.Burdwan) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004238 of Bank Of India for its Gramkulti branch located in Gramkulti (Via Ilsobamondalai,Dist.Burdwan), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Gramkulti (Via Ilsobamondalai,Dist.Burdwan) and Gramkulti Via Ilsobamondalaidistburdwan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Gramkulti or Gramkulti (Via Ilsobamondalai,Dist.Burdwan) to get the exact IFSC Code BKID0004238.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Gramkulti (Via Ilsobamondalai,Dist.Burdwan), then it will provide you proper information.

How to Use IFSC Code BKID0004238 for Online Transfers?

If you have the IFSC Code BKID0004238 for the Gramkulti branch of Bank Of India in Gramkulti (Via Ilsobamondalai,Dist.Burdwan), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004238. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004238.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Gramkulti in Gramkulti (Via Ilsobamondalai,Dist.Burdwan), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Gramkulti, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gramkulti (Via Ilsobamondalai,Dist.Burdwan) manage their online transfers and cheque clearances easily.