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IFSC Code of Bank Of India, Banjari More, Gopalganj, Bihar — BKID0005755

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Banjari More branch in Gopalganj, Gopalganj, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Gopalganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0005755. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Banjari More, Gopalganj

Here are some of the key details that come with the IFSC Code BKID0005755 of Bank Of India for its branch located in Gopalganj, within the district of Gopalganj in the state of Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0005755
Branch Banjari More
City Gopalganj
District Gopalganj
State Bihar
Address Banjarimore Branch At And Po Banjari More Dist Gopalganj State Bihar Pin 841248

These details helps users in online banking and for businesses and individuals who use Bank Of India in Gopalganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005755 for the Banjari More branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Banjari More, Gopalganj, Bihar, are allotted a unique IFSC like BKID0005755 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gopalganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gopalganj and Gopalganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Banjari More reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BKID0005755

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Banjari More in Gopalganj.

For example, the IFSC Code BKID0005755 of Bank Of India for the Banjari More branch has these elements, identifying the bank and the branch location in Gopalganj and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0005755 of Bank Of India for its Banjari More branch located in Gopalganj, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Gopalganj and Gopalganj, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Banjari More or Gopalganj to get the exact IFSC Code BKID0005755.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Gopalganj, you'll get the correct details.

How to Use IFSC Code BKID0005755 for Online Transfers?

Once you have the IFSC Code BKID0005755 for the Banjari More branch of Bank Of India in Gopalganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0005755. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005755.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Banjari More in Gopalganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Banjari More, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gopalganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Banjari More, Gopalganj?

The IFSC Code is BKID0005755.

Is the IFSC Code BKID0005755 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Banjari More?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Banjari More branch?

The address of the branch is Banjarimore Branch At And Po Banjari More Dist Gopalganj State Bihar Pin 841248 located in Gopalganj, Gopalganj, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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