For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Nsc Bose Rly Station branch in Gomoh (Dist. Dhanbad), Gomoh Dist Dhanbad, Jharkhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Gomoh (Dist. Dhanbad) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004778. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Nsc Bose Rly Station, Gomoh (Dist. Dhanbad)
Here are some of the key details that come with the IFSC Code BKID0004778 of Bank Of India for its branch located in Gomoh (Dist. Dhanbad), within the district of Gomoh Dist Dhanbad in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004778 |
| Branch | Nsc Bose Rly Station |
| City | Gomoh (Dist. Dhanbad) |
| District | Gomoh Dist Dhanbad |
| State | Jharkhand |
| Address | Netaji Subhash Chandra Bose Rly Stationgomoh |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Gomoh (Dist. Dhanbad) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004778 for the Nsc Bose Rly Station branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Nsc Bose Rly Station, Gomoh (Dist. Dhanbad), Jharkhand, is provided with a unique IFSC like BKID0004778 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Gomoh (Dist. Dhanbad).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Gomoh (Dist. Dhanbad) and Gomoh Dist Dhanbad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Nsc Bose Rly Station do not get mixed with another location.
Format of the IFSC Code BKID0004778
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nsc Bose Rly Station in Gomoh (Dist. Dhanbad).
For example, the IFSC Code BKID0004778 of Bank Of India for the Nsc Bose Rly Station branch includes these elements, identifying the bank and the branch location in Gomoh (Dist. Dhanbad) and Jharkhand correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004778 of Bank Of India for its Nsc Bose Rly Station branch located in Gomoh (Dist. Dhanbad), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Gomoh (Dist. Dhanbad) and Gomoh Dist Dhanbad, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Nsc Bose Rly Station or Gomoh (Dist. Dhanbad) to get the exact IFSC Code BKID0004778.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Gomoh (Dist. Dhanbad), you'll get the correct details.
How to Use IFSC Code BKID0004778 for Online Transfers?
Once you have the IFSC Code BKID0004778 for the Nsc Bose Rly Station branch of Bank Of India in Gomoh (Dist. Dhanbad), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004778. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004778.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Nsc Bose Rly Station in Gomoh (Dist. Dhanbad), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Nsc Bose Rly Station, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gomoh (Dist. Dhanbad) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004778.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Netaji Subhash Chandra Bose Rly Stationgomoh located in Gomoh (Dist. Dhanbad), Gomoh Dist Dhanbad, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.