IFSC Code of Bank Of India, Golma, Golma District Saharsa, Bihar- BKID0004472

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Golma branch in Golma (District Saharsa), Golma District Saharsa, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Golma (District Saharsa) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004472. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Golma, Golma (District Saharsa)

Here are the key points that are associated with the IFSC Code BKID0004472 of Bank Of India for its branch located in Golma (District Saharsa), within the district of Golma District Saharsa in the state of Bihar.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Golma (District Saharsa) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004472 for the Golma branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Golma, Golma (District Saharsa), Bihar, is provided with a unique IFSC like BKID0004472 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Golma (District Saharsa).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Golma (District Saharsa) and Golma District Saharsa.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Golma do not get mixed with another location.

Format of the IFSC Code BKID0004472

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Golma in Golma (District Saharsa).

For example, the IFSC Code BKID0004472 of Bank Of India for the Golma branch includes these elements, identifying the bank and the branch location in Golma (District Saharsa) and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004472 of Bank Of India for its Golma branch located in Golma (District Saharsa), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Golma (District Saharsa) and Golma District Saharsa, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Golma or Golma (District Saharsa) to get the exact IFSC Code BKID0004472.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Golma (District Saharsa), you'll get the correct details.

How to Use IFSC Code BKID0004472 for Online Transfers?

Once you have the IFSC Code BKID0004472 for the Golma branch of Bank Of India in Golma (District Saharsa), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004472. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004472.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Golma in Golma (District Saharsa), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Golma, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Golma (District Saharsa) manage online transfers as well as cheque clearances with ease.