For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Golabari branch in Golabari (Dist 24 Paragans North), Golabari Dist Twenty Four Paragans North, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Golabari (Dist 24 Paragans North) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004245. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Golabari, Golabari (Dist 24 Paragans North)

Here are the key points that are associated with the IFSC Code BKID0004245 of Bank Of India for its branch located in Golabari (Dist 24 Paragans North), within the district of Golabari Dist Twenty Four Paragans North in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004245
Branch Golabari
City Golabari (Dist 24 Paragans North)
District Golabari Dist Twenty Four Paragans North
State West Bengal
Address Taki Road Post Golabari Bazazrvia Barasat Dist Twenty Four Parganas North

These details help users in online banking and for businesses and individuals who use Bank Of India in Golabari (Dist 24 Paragans North) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004245 for the Golabari branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Golabari, Golabari (Dist 24 Paragans North), West Bengal, is provided a unique IFSC like BKID0004245 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Golabari (Dist 24 Paragans North).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Golabari (Dist 24 Paragans North) and Golabari Dist Twenty Four Paragans North.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Golabari do not get misguided to another person.

Format of the IFSC Code BKID0004245

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Golabari in Golabari (Dist 24 Paragans North).

For example, the IFSC Code BKID0004245 of Bank Of India for the Golabari branch includes these elements, identifying the bank and the branch location in Golabari (Dist 24 Paragans North) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004245 of Bank Of India for its Golabari branch located in Golabari (Dist 24 Paragans North), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Golabari (Dist 24 Paragans North) and Golabari Dist Twenty Four Paragans North, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Golabari or Golabari (Dist 24 Paragans North) to get the exact IFSC Code BKID0004245.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Golabari (Dist 24 Paragans North), you'll get the correct details.

How to Use IFSC Code BKID0004245 for Online Transfers?

If you have the IFSC Code BKID0004245 for the Golabari branch of Bank Of India in Golabari (Dist 24 Paragans North), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004245. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004245.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Golabari in Golabari (Dist 24 Paragans North), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Golabari, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Golabari (Dist 24 Paragans North) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Golabari, Golabari (Dist 24 Paragans North)?

The IFSC Code is BKID0004245.

Is the IFSC Code BKID0004245 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Golabari?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Golabari branch?

The address of the branch is Taki Road Post Golabari Bazazrvia Barasat Dist Twenty Four Parganas North located in Golabari (Dist 24 Paragans North), Golabari Dist Twenty Four Paragans North, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.