For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Gohal Dangra branch in Gohal Dangra (Dist.East Singhbhum), Gohal Dangra Disteast Singhbhum, Jharkhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Gohal Dangra (Dist.East Singhbhum) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004546. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Gohal Dangra, Gohal Dangra (Dist.East Singhbhum)
Here are some of the key details that come with the IFSC Code BKID0004546 of Bank Of India for its branch located in Gohal Dangra (Dist.East Singhbhum), within the district of Gohal Dangra Disteast Singhbhum in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004546 |
| Branch | Gohal Dangra |
| City | Gohal Dangra (Dist.East Singhbhum) |
| District | Gohal Dangra Disteast Singhbhum |
| State | Jharkhand |
| Address | At Post Gohal Dangradist East Singhbhum |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Gohal Dangra (Dist.East Singhbhum) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004546 for the Gohal Dangra branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Gohal Dangra, Gohal Dangra (Dist.East Singhbhum), Jharkhand, are allotted a unique IFSC like BKID0004546 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gohal Dangra (Dist.East Singhbhum).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gohal Dangra (Dist.East Singhbhum) and Gohal Dangra Disteast Singhbhum.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Gohal Dangra reaches the right place, even though there are thousands of branches in Jharkhand and across India.
Format of the IFSC Code BKID0004546
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gohal Dangra in Gohal Dangra (Dist.East Singhbhum).
For example, the IFSC Code BKID0004546 of Bank Of India for the Gohal Dangra branch includes these elements, identifying the bank and the branch location in Gohal Dangra (Dist.East Singhbhum) and Jharkhand accurately.
How to Find IFSC Code for Bank Of India?
To find the IFSC Code BKID0004546 of Bank Of India for its Gohal Dangra branch located in Gohal Dangra (Dist.East Singhbhum), the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Gohal Dangra (Dist.East Singhbhum) and Gohal Dangra Disteast Singhbhum, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and go to the branch locator section. Then search for Gohal Dangra or Gohal Dangra (Dist.East Singhbhum) to find the exact IFSC Code BKID0004546.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Gohal Dangra (Dist.East Singhbhum) will provide accurate information.
How to Use IFSC Code BKID0004546 for Online Transfers?
If you have the IFSC Code BKID0004546 for the Gohal Dangra branch of Bank Of India in Gohal Dangra (Dist.East Singhbhum), you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004546. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004546.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Gohal Dangra in Gohal Dangra (Dist.East Singhbhum), it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Gohal Dangra, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gohal Dangra (Dist.East Singhbhum) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004546.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Gohal Dangradist East Singhbhum located in Gohal Dangra (Dist.East Singhbhum), Gohal Dangra Disteast Singhbhum, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.