Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Gogri Jamalpur branch in Gogri Jamalpur (Distt Khagaria) Bh, Gogri Jamalpur Distt Khagaria Bh, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Gogri Jamalpur (Distt Khagaria) Bh or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0005831. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Gogri Jamalpur, Gogri Jamalpur (Distt Khagaria) Bh
The table below shows the main details of the IFSC Code BKID0005831 for the Bank Of India branch in Gogri Jamalpur (Distt Khagaria) Bh, which falls under the Gogri Jamalpur Distt Khagaria Bh district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0005831 |
| Branch | Gogri Jamalpur |
| City | Gogri Jamalpur (Distt Khagaria) Bh |
| District | Gogri Jamalpur Distt Khagaria Bh |
| State | Bihar |
| Address | At Jamalpur Po Gogri Jamalpurdistt Khagaria Bihar |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Gogri Jamalpur (Distt Khagaria) Bh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005831 for the Gogri Jamalpur branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Gogri Jamalpur, Gogri Jamalpur (Distt Khagaria) Bh, Bihar, are allotted a unique IFSC like BKID0005831 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gogri Jamalpur (Distt Khagaria) Bh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gogri Jamalpur (Distt Khagaria) Bh and Gogri Jamalpur Distt Khagaria Bh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Gogri Jamalpur reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code BKID0005831
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gogri Jamalpur in Gogri Jamalpur (Distt Khagaria) Bh.
For example, the IFSC Code BKID0005831 of Bank Of India for the Gogri Jamalpur branch includes these elements, identifying the bank and the branch location in Gogri Jamalpur (Distt Khagaria) Bh and Bihar accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0005831 of Bank Of India for its Gogri Jamalpur branch located in Gogri Jamalpur (Distt Khagaria) Bh, the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Gogri Jamalpur (Distt Khagaria) Bh and Gogri Jamalpur Distt Khagaria Bh, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Gogri Jamalpur or Gogri Jamalpur (Distt Khagaria) Bh to get the exact IFSC Code BKID0005831.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Gogri Jamalpur (Distt Khagaria) Bh, you'll get the correct details.
How to Use IFSC Code BKID0005831 for Online Transfers?
Once you have the IFSC Code BKID0005831 for the Gogri Jamalpur branch of Bank Of India in Gogri Jamalpur (Distt Khagaria) Bh, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0005831. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0005831.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Gogri Jamalpur in Gogri Jamalpur (Distt Khagaria) Bh, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Gogri Jamalpur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gogri Jamalpur (Distt Khagaria) Bh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0005831.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Jamalpur Po Gogri Jamalpurdistt Khagaria Bihar located in Gogri Jamalpur (Distt Khagaria) Bh, Gogri Jamalpur Distt Khagaria Bh, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.