IFSC Code of Bank Of India, Pathargama, Godda Jarkhand, Jharkhand — BKID0005918

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Pathargama branch in Godda, Jarkhand, Godda Jarkhand, Jharkhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Godda, Jarkhand or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0005918. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Pathargama, Godda, Jarkhand

Here are the key points that are associated with the IFSC Code BKID0005918 of Bank Of India for its branch located in Godda, Jarkhand, within the district of Godda Jarkhand in the state of Jharkhand.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Godda, Jarkhand for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005918 for the Pathargama branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0005918 is given to every bank branch, including Bank Of India located in Pathargama, Godda, Jarkhand, Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Godda, Jarkhand.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Godda, Jarkhand and Godda Jarkhand.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Pathargama doesn't end up at another location.

Format of the IFSC Code BKID0005918

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pathargama in Godda, Jarkhand.

For example, the IFSC Code BKID0005918 of Bank Of India for the Pathargama branch includes these elements, identifying the bank and the branch location in Godda, Jarkhand and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0005918 of Bank Of India for its Pathargama branch located in Godda, Jarkhand, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Godda, Jarkhand and Godda Jarkhand, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Pathargama or Godda, Jarkhand to get the exact IFSC Code BKID0005918.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Godda, Jarkhand, then it will provide you proper information.

How to Use IFSC Code BKID0005918 for Online Transfers?

Once you have the IFSC Code BKID0005918 for the Pathargama branch of Bank Of India in Godda, Jarkhand, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0005918. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005918.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Pathargama in Godda, Jarkhand, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Pathargama, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Godda, Jarkhand manage online transfers as well as cheque clearances with ease.