The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Ghazipur branch in Ghazipur (U.P.), Ghazipur Up, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Ghazipur (U.P.) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0006917. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Ghazipur, Ghazipur (U.P.)
Here are some of the key details that come with the IFSC Code BKID0006917 of Bank Of India for its branch located in Ghazipur (U.P.), within the district of Ghazipur Up in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0006917 |
| Branch | Ghazipur |
| City | Ghazipur (U.P.) |
| District | Ghazipur Up |
| State | Uttar Pradesh |
| Address | Lal Darwaza Ghazipurdist Ghazipur |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Ghazipur (U.P.) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006917 for the Ghazipur branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Ghazipur, Ghazipur (U.P.), Uttar Pradesh, is provided a unique IFSC like BKID0006917 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Ghazipur (U.P.).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ghazipur (U.P.) and Ghazipur Up.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Ghazipur do not get misguided to another person.
Format of the IFSC Code BKID0006917
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ghazipur in Ghazipur (U.P.).
For example, the IFSC Code BKID0006917 of Bank Of India for the Ghazipur branch includes these elements, identifying the bank and the branch location in Ghazipur (U.P.) and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0006917 of Bank Of India for its Ghazipur branch located in Ghazipur (U.P.), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Ghazipur (U.P.) and Ghazipur Up, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Ghazipur or Ghazipur (U.P.) to get the exact IFSC Code BKID0006917.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Ghazipur (U.P.), you'll get the correct details.
How to Use IFSC Code BKID0006917 for Online Transfers?
Once you have the IFSC Code BKID0006917 for the Ghazipur branch of Bank Of India in Ghazipur (U.P.), you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0006917. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0006917.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Ghazipur in Ghazipur (U.P.) may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Ghazipur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ghazipur (U.P.) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0006917.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Lal Darwaza Ghazipurdist Ghazipur located in Ghazipur (U.P.), Ghazipur Up, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.