IFSC Code of Bank Of India, Raj Nagar Extension, Ghaziabad, Uttar Pradesh- BKID0007143

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Raj Nagar Extension branch in Ghaziabad, Ghaziabad, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007143. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Raj Nagar Extension, Ghaziabad

Here are some of the key details that come with the IFSC Code BKID0007143 of Bank Of India for its branch located in Ghaziabad, within the district of Ghaziabad in the state of Uttar Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Ghaziabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007143 for the Raj Nagar Extension branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Raj Nagar Extension, Ghaziabad, Uttar Pradesh, is provided with a unique IFSC like BKID0007143 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Ghaziabad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ghaziabad and Ghaziabad.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Raj Nagar Extension do not get mixed with another location.

Format of the IFSC Code BKID0007143

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raj Nagar Extension in Ghaziabad.

For example, the IFSC Code BKID0007143 of Bank Of India for the Raj Nagar Extension branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0007143 of Bank Of India for its Raj Nagar Extension branch located in Ghaziabad, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Ghaziabad and Ghaziabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Raj Nagar Extension or Ghaziabad to get the exact IFSC Code BKID0007143.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Ghaziabad, then it will provide you proper information.

How to Use IFSC Code BKID0007143 for Online Transfers?

If you have the IFSC Code BKID0007143 for the Raj Nagar Extension branch of Bank Of India in Ghaziabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007143. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0007143.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Raj Nagar Extension in Ghaziabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Raj Nagar Extension, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ghaziabad manage their online transfers and cheque clearances easily.