Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Gethaura branch in Gethaura (Dist. Katihar), Gethaura Dist Katihar, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Gethaura (Dist. Katihar) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004552. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Gethaura, Gethaura (Dist. Katihar)

Here are the main details that are associated with the IFSC Code BKID0004552 of Bank Of India for its branch located in Gethaura (Dist. Katihar), within the district of Gethaura Dist Katihar in the state of Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004552
Branch Gethaura
City Gethaura (Dist. Katihar)
District Gethaura Dist Katihar
State Bihar
Address Gethaura Chandpur Tolapo Chandpurvia Durgaganj Dist Katihar

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Gethaura (Dist. Katihar) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004552 for the Gethaura branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Gethaura, Gethaura (Dist. Katihar), Bihar, are allotted a unique IFSC like BKID0004552 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gethaura (Dist. Katihar).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gethaura (Dist. Katihar) and Gethaura Dist Katihar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Gethaura reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BKID0004552

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gethaura in Gethaura (Dist. Katihar).

For example, the IFSC Code BKID0004552 of Bank Of India for the Gethaura branch includes these elements, identifying the bank and the branch location in Gethaura (Dist. Katihar) and Bihar accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004552 of Bank Of India for its Gethaura branch located in Gethaura (Dist. Katihar), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Gethaura (Dist. Katihar) and Gethaura Dist Katihar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Gethaura or Gethaura (Dist. Katihar) to get the exact IFSC Code BKID0004552.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Gethaura (Dist. Katihar) that will provide accurate information.

How to Use IFSC Code BKID0004552 for Online Transfers?

Once you have the IFSC Code BKID0004552 for the Gethaura branch of Bank Of India in Gethaura (Dist. Katihar), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004552. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004552.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Gethaura in Gethaura (Dist. Katihar), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Gethaura, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gethaura (Dist. Katihar) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Gethaura, Gethaura (Dist. Katihar)?

The IFSC Code is BKID0004552.

Is the IFSC Code BKID0004552 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Gethaura?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gethaura branch?

The address of the branch is Gethaura Chandpur Tolapo Chandpurvia Durgaganj Dist Katihar located in Gethaura (Dist. Katihar), Gethaura Dist Katihar, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.