IFSC Code of Bank Of India, Anugrah Narayanpuri, Gaya Bihar, Bihar — BKID0004480

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Anugrah Narayanpuri branch in Gaya, Bihar, Gaya Bihar, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Gaya, Bihar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004480. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Anugrah Narayanpuri, Gaya, Bihar

The table below shows the main details of the IFSC Code BKID0004480 for the Bank Of India branch in Gaya, Bihar, which falls under the Gaya Bihar district in Bihar.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Gaya, Bihar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004480 for the Anugrah Narayanpuri branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Anugrah Narayanpuri, Gaya, Bihar, Bihar, are allotted a unique IFSC like BKID0004480 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Gaya, Bihar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Gaya, Bihar and Gaya Bihar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Anugrah Narayanpuri reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BKID0004480

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Anugrah Narayanpuri in Gaya, Bihar.

For example, the IFSC Code BKID0004480 of Bank Of India for the Anugrah Narayanpuri branch includes these elements, identifying the bank and the branch location in Gaya, Bihar and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004480 of Bank Of India for its Anugrah Narayanpuri branch located in Gaya, Bihar, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Gaya, Bihar and Gaya Bihar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Anugrah Narayanpuri or Gaya, Bihar to get the exact IFSC Code BKID0004480.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Gaya, Bihar, then it will provide you proper information.

How to Use IFSC Code BKID0004480 for Online Transfers?

Once you have the IFSC Code BKID0004480 for the Anugrah Narayanpuri branch of Bank Of India in Gaya, Bihar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004480. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004480.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Anugrah Narayanpuri in Gaya, Bihar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Anugrah Narayanpuri, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gaya, Bihar manage their online transfers and cheque clearances easily.