The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Gari Kalan branch in Gari Kalan (Dist. Hazaribagh), Gari Kalan Dist Hazaribagh, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Gari Kalan (Dist. Hazaribagh) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004877. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Gari Kalan, Gari Kalan (Dist. Hazaribagh)

Here are some of the key details that come with the IFSC Code BKID0004877 of Bank Of India for its branch located in Gari Kalan (Dist. Hazaribagh), within the district of Gari Kalan Dist Hazaribagh in the state of Jharkhand.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004877
Branch Gari Kalan
City Gari Kalan (Dist. Hazaribagh)
District Gari Kalan Dist Hazaribagh
State Jharkhand
Address Vill P O Gari Kalanvia Barkagaon

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Gari Kalan (Dist. Hazaribagh) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004877 for the Gari Kalan branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Gari Kalan, Gari Kalan (Dist. Hazaribagh), Jharkhand, are allotted a unique IFSC like BKID0004877 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gari Kalan (Dist. Hazaribagh).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gari Kalan (Dist. Hazaribagh) and Gari Kalan Dist Hazaribagh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Gari Kalan reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code BKID0004877

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gari Kalan in Gari Kalan (Dist. Hazaribagh).

For example, the IFSC Code BKID0004877 of Bank Of India for the Gari Kalan branch includes these elements, identifying the bank and the branch location in Gari Kalan (Dist. Hazaribagh) and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004877 of Bank Of India for its Gari Kalan branch located in Gari Kalan (Dist. Hazaribagh), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Gari Kalan (Dist. Hazaribagh) and Gari Kalan Dist Hazaribagh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Gari Kalan or Gari Kalan (Dist. Hazaribagh) to get the exact IFSC Code BKID0004877.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Gari Kalan (Dist. Hazaribagh), you'll get the correct details.

How to Use IFSC Code BKID0004877 for Online Transfers?

Once you have the IFSC Code BKID0004877 for the Gari Kalan branch of Bank Of India in Gari Kalan (Dist. Hazaribagh), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004877. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004877.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Gari Kalan in Gari Kalan (Dist. Hazaribagh), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Gari Kalan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gari Kalan (Dist. Hazaribagh) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Gari Kalan Gari Kalan (Dist. Hazaribagh)?

The IFSC Code of the Gari Kalan Gari Kalan (Dist. Hazaribagh) branch is BKID0004877.

Is IFSC Code BKID0004877 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Gari Kalan branch?

The branch is located at Vill P O Gari Kalanvia Barkagaon.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.