The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Garh Mukteshwar branch in Garh Mukteshwar (U.P.), Garh Mukteshwar Up, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Garh Mukteshwar (U.P.) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007127. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Garh Mukteshwar, Garh Mukteshwar (U.P.)

The table below shows the main details of the IFSC Code BKID0007127 for the Bank Of India branch in Garh Mukteshwar (U.P.), which falls under the Garh Mukteshwar Up district in Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007127
Branch Garh Mukteshwar
City Garh Mukteshwar (U.P.)
District Garh Mukteshwar Up
State Uttar Pradesh
Address Rajiv Nagarward No 5 Tehsil Roadgarh Mukteshwardistt Ghaziabad

These details help users in online banking and for businesses and individuals who use Bank Of India in Garh Mukteshwar (U.P.) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007127 for the Garh Mukteshwar branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007127 is given to every bank branch, including Bank Of India located in Garh Mukteshwar, Garh Mukteshwar (U.P.), Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Garh Mukteshwar (U.P.).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Garh Mukteshwar (U.P.) and Garh Mukteshwar Up.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Garh Mukteshwar doesn't end up at another location.

Format of the IFSC Code BKID0007127

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Garh Mukteshwar in Garh Mukteshwar (U.P.).

For example, the IFSC Code BKID0007127 of Bank Of India for the Garh Mukteshwar branch has these elements, identifying the bank and the branch location in Garh Mukteshwar (U.P.) and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0007127 of Bank Of India for its Garh Mukteshwar branch located in Garh Mukteshwar (U.P.), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Garh Mukteshwar (U.P.) and Garh Mukteshwar Up, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Garh Mukteshwar or Garh Mukteshwar (U.P.) to get the exact IFSC Code BKID0007127.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Garh Mukteshwar (U.P.), then it will provide you proper information.

How to Use IFSC Code BKID0007127 for Online Transfers?

Once you have the IFSC Code BKID0007127 for the Garh Mukteshwar branch of Bank Of India in Garh Mukteshwar (U.P.), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007127. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007127.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Garh Mukteshwar in Garh Mukteshwar (U.P.) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Garh Mukteshwar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Garh Mukteshwar (U.P.) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Garh Mukteshwar, Garh Mukteshwar (U.P.)?

The IFSC Code is BKID0007127.

Is the IFSC Code BKID0007127 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Garh Mukteshwar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Garh Mukteshwar branch?

The address of the branch is Rajiv Nagarward No 5 Tehsil Roadgarh Mukteshwardistt Ghaziabad located in Garh Mukteshwar (U.P.), Garh Mukteshwar Up, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.