There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Gahdon branch in Gahdon (Dist. Lucknow), Gahdon Dist Lucknow, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Gahdon (Dist. Lucknow) or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0006822. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Gahdon, Gahdon (Dist. Lucknow)

Here are the key points that are associated with the IFSC Code BKID0006822 of Bank Of India for its branch located in Gahdon (Dist. Lucknow), within the district of Gahdon Dist Lucknow in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0006822
Branch Gahdon
City Gahdon (Dist. Lucknow)
District Gahdon Dist Lucknow
State Uttar Pradesh
Address Village Post Gahdaonmall Rahimabad Road Dist Lucknow

These details help users in online banking and for businesses and individuals who use Bank Of India in Gahdon (Dist. Lucknow) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006822 for the Gahdon branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Gahdon, Gahdon (Dist. Lucknow), Uttar Pradesh, are allotted a unique IFSC like BKID0006822 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gahdon (Dist. Lucknow).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gahdon (Dist. Lucknow) and Gahdon Dist Lucknow.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Gahdon reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BKID0006822

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gahdon in Gahdon (Dist. Lucknow).

For example, the IFSC Code BKID0006822 of Bank Of India for the Gahdon branch includes these elements, identifying the bank and the branch location in Gahdon (Dist. Lucknow) and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0006822 of Bank Of India for its Gahdon branch located in Gahdon (Dist. Lucknow), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Gahdon (Dist. Lucknow) and Gahdon Dist Lucknow, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Gahdon or Gahdon (Dist. Lucknow) to get the exact IFSC Code BKID0006822.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Gahdon (Dist. Lucknow), you'll get the correct details.

How to Use IFSC Code BKID0006822 for Online Transfers?

If you have the IFSC Code BKID0006822 for the Gahdon branch of Bank Of India in Gahdon (Dist. Lucknow), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0006822. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0006822.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Gahdon in Gahdon (Dist. Lucknow), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Gahdon, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gahdon (Dist. Lucknow) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Gahdon, Gahdon (Dist. Lucknow)?

The IFSC Code is BKID0006822.

Is the IFSC Code BKID0006822 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Gahdon?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gahdon branch?

The address of the branch is Village Post Gahdaonmall Rahimabad Road Dist Lucknow located in Gahdon (Dist. Lucknow), Gahdon Dist Lucknow, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.